You are eligible for 100% DISCOUNT on your last installment
Want to pay your Smart Gold investment plan Installment? Click to Pay
20% off on all orders with coupon code “festive20”
Why Smart Gold investment Plan?
Plan Ahead
Subscribe to plan for your
future high value purchases
For Special Moments
Plan for gifting on special
occasions like Birthdays,
Weddings etc
Special Discounts
Pay 11 installments & get 100%
discount on the 12th installment
How it works?
Pay Monthly
11 month installments with easy payment options.
Get Special Discount
You can purchase in the end of 11th month
Redeem & Purchase
Redeem final amount after 11 months and buy at any of our stores / online
Refer calculator below for details
Smart Gold investment Plan Calculator
■
Your total payment
(11 installments)
₹
20,000
■
1st installment
(Your 1st Installment)
₹
1,050
■
100% Discount on 11th + 1 installment
(Equal to 1 month installment)
₹
2,100
You can buy jewellery worth:
(in 11th month)
₹
22,000
If jewellery is more than Rs. 22,000, you just need to pay the difference amount at the time of purchase
Frequently Asked Questions
Redemption
Which carats of jewellery can I buy from the invested money ?
You can buy 18carat and 22carat jewellery from the invested money.
Will the remaining money be refunded/returned to me ?
remaining amount will be credited to your wallet. After that anytime you can buy jewellery from Here/Satva Gold.
If I have to close the scheme after 1 or 2 months, will I get my whole money back ?
If you ever close the scheme in the middle, then you will not get back that invested money,but if you want you can buy jewellery from that money.
If I live outside of India, can I invest in the scheme ?
Yes, of course you can invest.
Can I purchase a gold coin from my invested money ?
You can purchase only Gold ornaments from the scheme.
Can I get customized jewellery from my invested money ?
Yes, you customise any jewellery design according to your preference from the invested money.
Where can I buy ?
You can buy online or by visiting our shop.
if the purchase amount is more than the invested amount then what will be the procedure?
If you decide to purchase jewellery for more than invested amount then you have to pay the excess or remaining amount
Enrollment
Can I change the installment amount after the scheme starts ?
No, you can not change the amount after starting the scheme.
Somehow in case if I change my mind after a few months, can I appoint someone else as a continuous nominee in my place ?
You cannot replace any other nominee in your place. But you can close the scheme by purchasing the jewellery from the credited instalment amount.
How much minimum and maximum amount do I have to fill ?
The minimum starting amount you can invest is 1000, and the maximum amount you can invest is 95,000.
Payment
Will I get confirmation msg/receipt after starting the scheme/plan ?
Yes, you will get the confirmation SMS via Email or SMS.
What types of Amount are accepted in this scheme ?
All types of amounts are acceptable in the scheme. (RTGS, NEFT, IMPS, Debit card, Credit card, G-pay, Paytm etc…)
Will I have to pay any penalty if I miss the due date of the scheme ?
for the first time, you don't have to pay any penalty but if it is repeated more than once then you will not be eligible for our special deal/discount.
What if I don't want to pay the online installment amount ?
You can pay by visiting our shop.
